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A Basic Overview

Is there a statutory basis controlling diminished value claims ?

NO

Is there favorable Reported case law for Diminished Value Claims ?

NO

Can my Collision Coverage cover the Diminished Value of my vehicle ?

NO

Can my Uninsured Motorist cover my Diminished Value ?

NO

What is the small claims court authority limit ?

No Limit

What is the Statute of Limitations to recover my diminished value ?

3 years

Are “iCan” appraisals accepted into evidence ?

YES

Expanded Narrative


An Objective Overview of

Diminished Value Laws

in Massachusetts as reviewed by

J. D. Howard


MASSACHUSETTS IS NOT A DIMINISHED VALUE RECOVERY STATE …

Massachusetts case law precedent has held that Post-Repair Residual Diminished Value is NOT owed to a third party on a repaired vehicle. That case is entitled Martins v. Vermont Mutual Ins. Co (unpublished) circa 2019.

NOTE: Check with your tax advisor. You may (operative word “may”) be able to deduct your Post-Repair Residual Diminished Value from your income taxes as an “Uncompensated Casualty Loss”.

Truth . . . MATTERS !

FYI . . . DRP Agreements . . .
DRP (Direct Referral Program) Agreements do exist (in writing). Under the terms of a DRP agreement, a body shop surrenders virtual control of their facility, to an insurance company, in exchange for that insurance company’s promise to promote that body shop to their insureds and claimants. All decisions as to method of repair and parts to be used are dictated by the insurance company. We’ve actually read DRP agreements that stated “the vehicle owner shall remain ‘Blind’ as to any difference of opinion that may arise between [insurance company] and [this] shop”.

Better Business Bureau ... Rated “A+”